WorkShops

Workshops

The overall theme for OneSavvyDollar’s workshops is “Becoming OneSavvyDollar” which is broken down in the series below. Each series is delivered in an engaging, empowering, and thought provoking manner designed to help participants feel confident enough to take immediate action. They can be delivered as a keynote, conference breakout session, corporate/nonprofit workshop, or a series of classes for young adults.

Money Principles & Mindset: The Four Reasons Why People Stay Broke

If you truly want to change your financial life, you must first be willing to change your mind set. Every defeat or victory we encounter comes first from the mind. That is why it takes a different mindset to be successful with life and money. This powerful self discovery workshop will guide you through a useful process that will forever change the way you see “One Dollar”. (Min. 2hrs)

During this workshop, you will:

  • Fill out a short pretest questionnaire to gain clarity on your behavior pattern.
  • Discuss your point of view and relationship with money so you can understand your habits.
  • Be introduced to the Dollar Principles- 4 Reasons Why People Stay Broke and how to get out of it using ‘One Dollar’.

 

Ready to change your life? Let’s help you get started!

Budgeting: Creating. A. Separation. Habit (Cash)

A personal budget is a financial plan that allocates future income toward expenses, savings, and debt repayment. “Where does the money go?” is a common dilemma faced by many individuals and households when it comes to budgeting. Effective money management starts with a goal and a step-by-step plan for saving and spending. Financial goals should be realistic, be specific, have a time-frame, and imply an action to be taken. (Min 2 hrs)

During this workshop, you will:

  • Learn the 5 types of spenders and identify what category you fall into.
  • Identify your spending trigger and how to stop the habit.
  • Understand the difference between Needs vs.Wants and Assest vs. Liabilities.
  • Identify and prioritize some of your personal and financial goals.
  • Learn the 5 things a budget does for you and why you should love it!
  • Understand the simple yet effective principle of separation of powers for budgeting.
  • Create and maintain a personal budget that supports your personal and financial goals.

 

Ready to change your life? Let’s help you get started!

Saving: How to Build Your Own Safe House

Approximately, 62% of Americans have less than $1,000 in their savings account and 21% don’t even have a savings account according to a survey of more than 5,000 adults conducted by Google Consumer Survey. Another survey shows that 62% have no emergency savings for things such as car repairs, roof leaks and or other life issues. Yet, emergencies happen every day. Money solves emergencies. People have reported to work and been told not to come back. Bills don’t stop regardless of whether a person has a job. People who don’t save are also more likely to use their credit cards and fall into debt. (Min 2hrs)

During this workshop, you will discover:

  • 2 common myths about savings debunked.
  • The 3 principles you must begin to practice to enable you save..
  • 4 types of bills that you can successfully negotiate to help you save more.
  • Step by step process on how to create and build your savings aka ‘Safe House’

 

Ready to change your life? Let’s help you get started!

Savvy Banking: (Banking Basics)

Did you know that Chase, Wells Fargo and Bank of America made over 1.1 billion in overdraft fees in the first quarter of 2015? Yet of all the fees that banks charge, this is one of the most avoidable fees. Most people know that banks and other financial institutions (credit unions, savings and loan associations) offer a variety of services. However, few people know how to make wise choices when using financial services. (Min 2 hrs)

During this workshop, you will:

  • Understand the services offered by banks, savings and loans, and credit unions
  • Identify 5 factors to consider when shopping for bank services.
  • Understand the responsibilities of having a checking account.
  • Discover how to avoid 6 different types of bank fees.
  • What is Chexsystem and why you should avoid it.
  • Reconcile a checking account using a checking account statement
  • The different types of loans.
  • 7 questions you need to ask a loan officer before you sign off on a loan.

 

Ready to change your life? Let’s help you get started!

Ditching Debt: How To Develop A Personal Plan To Get Out Of Debt

Debt feels like resistance training; it’s like diving into an ocean and trying to swim up for air but being unable to because there’s a huge rock tied behind you. Debt remains one of the top three reasons why people don’t pursue their dreams. This interactive workshop will equip you with the confidence; inspiration and direction you need to reduce and be in control of your debt. (Min 2hrs).

During this workshop, you will:

  • Confront: Participants take turns talking about their debt i.e. which one bothers them the most and why.
  • Strategize: Using our worksheet, you will list and restructure your debt.

 

Ready to change your life? Let’s help you get started!

Your Bargaining Chip (Credit): How To Make Your Score Leap Like LeBron!

In today’s world, credit is integrated into everyday life. From renting a car to reserving an airline ticket or hotel room, credit has become a necessary convenience. However, using credit wisely is critical to building a solid credit history and maintaining fiscal fitness. This interactive session will show you exactly how to let credit work for you and help you generate wealth. (Min 2 hrs).

During this work, you will discover:

  • What are credit scores and how your score is calculated.
  • 4 things you never knew about (your) credit.
  • The 4 factors that doesn’t affect your credit score.
  • The one reason your loan might still be denied even with “good credit”.
  • The 7 actions that will hurt your score.
  • 2 sure fire ways to establish or rebuild your credit.
  • My personal tips on how I built my credit.
  • 4 easy peasy ways to get your credit report for free!

 

Ready to change your life? Let’s help you get started!

Home Ownership: An Essential For Wealth Building.

This series is a foundation for basic home-buying knowledge and will help participants understand the components of a mortgage, how to compare mortgage options, where and how to begin the process, the checklist, PMI, Amortization, LTV and the costs associated with finalizing the process. (Min 2 hrs).

During this work, you will discover:

  • The basics of mortgages.
  • The 5 mistakes first time home buyers make (and how to avoid them)
  • The 4 steps you will go through during the mortgage application process.
  • Important documents needed during application process
  • One important yet overlooked reason your application could be denied and how to fix it.
  • How to preapprove yourself before heading to the bank.

 

Ready to change your life? Let’s help you get started!

Education Matters: OneSavvyDollar’s Ultimate Cheat Sheet for College.

College costs are rising fast. For many people, how to pay for a college education is one of the first major financial decisions they will make. It’s more important than ever for students to make smart decisions about financing their college education. This series is for adults with children and or adults who go to school as well. We focus on how to prepare for college, funding, and what steps to take to ensure that college education is affordable (Min 2hrs)

During this work, you will discover:

  • 4 practical and simple ways to pay for college without going broke.
  • OneSavvyDollar’s ultimate Cheat Sheet for College. The 6 things you must do before you go (or send your child off) to college.
  • The different types of student loans and which is the best option

 

Ready to change your life? Let’s help you get started!

Entrepreneurship

There are a few ways to create wealth; buying and trading stocks, real estate and owning a business. Entrepreneurs are not only visionaries, they are problem solvers. There are many reasons to own and start a business. For one, it is a great way to spend time doing what you love, you get to change the world, and leave a legacy. However, starting a business is difficult. Should you be an employer first or go into entrepreneurship immediately? Do you have what it takes to be an entrepreneur? This is a beginner’s workshop. Students will get a business plan. (Min 2hrs).

During this work, you will discover:

  • 3 recipes for a great business name.
  • 3 questions every entrepreneur should be able to answer in a heartbeat.
  • Getting legit! 3 sure ways to register your business
  • 5 lessons I learned from not protecting my business idea.
  • 7 must have free resources for every entrepreneur
  • My top 6 books that will take you from idea to product.

 

Ready to change your life? Let’s help you get started!

OneSavvyDollar